Closing Cost Discounts for SC Hospital Employees

Closing Cost Discounts for SC Hospital Employees

Carolina Mortgage Professionals are now offering closing cost discounts to hospital employees throughout the Upstate.  Greenville Health System and Bon Secours of Greenville, AnMed Health in Anderson, Palmetto Health in Columbia, and Spartanburg Regional Healthcare System in Spartanburg.  You can save on that new purchase, refinance, or Reverse Mortgage for eligible borrowers.  We can close loans fast and when you want!  Local, personalized services AND national strength.  Call us today!  864.300.HOME   

Equifax Cyber Security Alert

This is a public service announcement

As you may have heard, Equifax recently announced  a "cybersecurity incident potentially impacting approximately 143 million US customers." 

As your trusted mortgage advisor, The Carolina Mortgage Experts Team wanted to provide you with information from Equifax regarding the incident. 

To read the Equifax press release regarding the incident, please click this link:

From the press release: "Equifax has established a dedicated website,, to help consumers determine if their information has been

potentially impacted and to sign up for credit file monitoring and identity theft protection."

Click here to see if your social security number was impacted.

We will keep you apprised of new information as we receive it.

It's My Job to Make You Look Good.

As a 20 year veteran in the sales industry from Health Care Data Sales to Luxury Golf Course Community Real Estate, I can say that I am so proud to represent Fairway Independent Mortgage in Greenville, SC.

Employee Owned Companies are a unique breed because decisions are made in the best interest of the Branch and not Wall Street.  (For more info on our ESOP:

Our Team has been in the mortgage business for over 20 years.  Processing is local and controlled and our turn times are a 15 day close.

As a sales person for the Branch, I am providing the work-life balance that is talked about but rarely achieved.   I am just 100% focused on keeping business flowing through the door at all times.  There are no high and low roller coaster sales rides for our Branch. 

If you would like to hear more about Fairway Independent Mortgage,

Privately email

We are having nothing but FUN!

Julie Karrer – Director of Business Development

The Ultimate Greenville Relocation Guide


The Ultimate Greenville Relocation Guide
by Libby McMillan Henson


This has been a huge hit with our Realtor Partners.  Libby was kind enough to speak at our last Carolina Mortgage Experts Happy Hour and go into some detail on the Relocation Guide and how new buyers can use it as a resource to find everything they need to know about Greenville and the surrounding “burbs”.

The Relocation Guide can be branded with your personal logo on the cover and we are creating bookmarks for our Realtors as a cute add on to keep your contact information in front of your buyers.


Contact Julie Karrer for copies of the Relocation Guide and orders for Realtor Bookmarks at

Reverse Mortgage Day for Fairway Independent Mortgage

Reverse Mortgage Day for Fairway Independent Mortgage in Greenville, SC was August 24th!

Harlan Accola, National Speaker and Reverse Mortgage Specialist for Fairway Independent Mortgage, was in town and had a marathon day of events.

Raymond James Financial Inc. is where the morning began with a breakfast and a presentation of the “new and improved” Reverse Mortgage option for the Financial Advisors.  Harlan went into great detail on how their 62 years and over clients can add a Reverse Mortgages to their financial planning to help enhance their retirement years.  This new non-recourse reverse mortgage allows 62 and over the ability to remove equity from their home and not from their retirement accounts avoiding taxable events and allowing their investments to continue to grow until they are forced to begin taking their required minimum distributions (RMDs) at 70.5.

City Range Steakhouse Grill was next on the agenda, where Harlan educated a group of 62 and over homeowners on how Reverse Mortgages are no longer a “loan of last resort” and are triple insured by FHA.  Why it is better plan “to have the rain poncho in your backpack when you are camping, just in case is starts to rain”.  Since Harlan has been in the Reverse Mortgage industry for the past 13 years, he was able to share many real life examples of families that were able to use the equity in their homes for:

Eliminate your monthly mortgage payment

Receive Tax Free Money from your home equity

Purchasing a new home

Making retirement funds last longer

Modifying their home for safety

Traveling the world while they have their health

Take their kids and grandkids with them

Monetary gifts for grandchildren

Funding for Health Care

Paying off Debt

Relocating and move closer to family


Harlan shared that over the last 13 years doing Reverser Mortgages and he has never had a client or a family that has said that having a Reverse Mortgage was a detriment to them financially.  What he hears over and over is “I wish I had gotten a Reverse Mortgage sooner!”



Reverse Mortgage Day for Fairway Independent Mortgage in Greenville, SC ended with a Realtor Happy Hour at our office located at 300E. Coffee Street, Downtown Greenville.  Many Realtors attending this event for a myriad of reasons:  for their own parents, for themselves, information for the future, but mostly to educate themselves for their 62 and over Buyer Clients than can use a Reverse Mortgage to purchase a new home.  Greenville, SC is on most Top 10 Lists of place to see and relocate to and since we are a destination for many retirees this educational session with Harlan Accola will equipped our Realtors with the knowledge of how they can help their 62 and older buyers purchase a new home with a Reverse Mortgage.


Our thanks to Raymond James, City Range Steakhouse Grill and Larkin’s on the River for a great day!  For more information on Reverse Mortgages, please contact Krista Smith at 864-412-0599 or

Summer Symposium Series at The Cliffs Communities

Summer Symposium Series at The Cliffs Communities

 Fairway Independent Mortgage will be hosting a Summer Symposium Series this Summer at The Cliffs

 The New Reverse Mortgage

Wine and Cheese Happy Hour

Presenter:  Bert Karrer, Branch Manager Carolina Mortgage Experts, Fairway Independent Mortgage


The Cliffs Vineyards –           July 12th 4-6pm
The Cliffs Glassy –                 July 14th4-6pm
The Cliffs Valley –                July 27th 4-6pm




Julie Karrer
Carolina Mortgage Experts
Fairway Independent Mortgage
(864) 630-7390 | (864) 412-0599 office


No Funding Authorization Required

Carolina Mortgage Experts Group Photo

Infirmorum et lassata est sperantibus in fine mensa pro reprehendo propter impedimentum Donec LICENTIA?



Sick and tired of waiting at the closing table for your check because of a delayed Funding Authorization?

No delays in funding authorizations on a Fairway Independent Loan!

Carolina Mortgage Experts – We can close them in 15 days!

  • Bert Karrer –  864-915-9599     

  • John Nunnally – 864-809-3700

  • Brandon Latham -864-704-7326